SUMMARY OF BENEFITS |
SNOW SPORT COVER |
Benefits |
Sum Insured |
1. Medical & Related Expenses |
R 12,000,000 |
Medical Expenses - due to Terrorism |
R 500,000 |
Medical Excess |
R500 outpatient |
Pre-existing Medical Conditions |
R 40,000 |
Pre-Existing Excess |
Hospitalisation of more than 48 hrs |
Follow-up treatment in SA |
R2,000 (R500 p.d.) |
Medical Evacuation, Repatriation, Transport |
Real Expense |
2. Personal Accident - Death / Disability |
R 250,000 |
3. Assistance Services |
|
24 Hour Nurse Line |
Assistance |
Household Assist |
R1,500 repair limit |
Traumaline |
Assistance |
Cash Advances |
Assistance |
Accompanying Family Member |
Real Expense |
Legal Assistance |
R 15,000 |
Visit by any one person |
R 10,000 |
Repatriation of Mortal Remains |
Real Expense |
4. Cancellation & Curtailment |
R 15,000 |
C&C Excess |
10% of claim, min. R500 |
Missed Connection |
R 2,000 |
Missed Connection Excess |
Minimum 4hour connecting time |
Premature Return in case of death |
R 10,000 |
5. Inconvenience Cover |
|
Luggage Delay |
R 2,000 |
Luggage Delay Excess |
10 hrs |
Travel Delay |
R 1,000 |
Travel Delay Excess |
10 hrs |
Loss/Damage of Ski equipment (owned) |
R 5,000 |
Loss/Damage of Ski equipment (hired) |
R 5,000 |
Ski equipment excess |
10% of claim, minimum R500 |
Ski equipment single item limit |
R 1,000 |
Ski Pack |
R 4,000 |
Piste Closure |
R 4,000 |
Avalanche Closure |
R 4,000 |
6. Personal Liability |
R 2,000,000 |
Excess |
R 1,000 |
7. Hijack |
R5,000 (R500 p.d.) |
Excess |
24 hrs |
Accumulation limit |
R 12,000,000 |
*Please note that this is a summary of benefits. Refer to the Policy Wording for full details |
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